Personal Loans

Just about everyone needs to borrow money on occasion. Whether for a family vacation, a brand new car, home improvement or just to consolidate debts into a single monthly payment, Gainesville Bank & Trust staff can help you decide on the interest rate and repayment schedule for a personal loan that can fit your budget.

Want your personal loan payments automatically deducted from another GB&T account? That's a snap. Automatic deduction will ensure your on-time payment without the bother of stamps, envelopes or even driving to the nearest GB&T office.
We offer a large variety of personal loan products including:

Personal Term Loans

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Looking to make a large purchase or buy a new car? Gainesville Bank & Trust offers personal loans that can meet your needs.

Credit Card Services

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With a Visa® or MasterCard® from Gainesville Bank & Trust, customers can enjoy worldwide acceptance with personal service from your hometown banker. You don't have to worry about calling out of state if you need support. You can even drop your payment off at your nearest GB&T office.

When you switch to a GB&T Visa® or MasterCard®, you will be automatically signed up for the Score Card SM Bonus Point Program. With it you can earn travel rewards for airlines, hotels and car rentals, and gift awards for six levels of quality merchandise.

GB&T also offers special rates for Premium Account customers.

Home Equity Loans

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A Home Equity Loan from Gainesville Bank & Trust may be your most practical way of tapping into extra financial resources when needed. Home Equity Loans and Lines of Credit are great ways to make improvements to your home, pay off existing credit cards or even take a vacation to your favorite destination. Check with your tax advisor for information on tax deductibility.

Personal Lines of Credit

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Personal Lines of Credit are pre-approved credit lines attached to your existing checking account that offer protection against bouncing a check.

Experience Personal Service

“We have complete confidence in the ability of GB&T to help us establish the financial security of our family.”
Dr. Ron and Kara Lewis, Gainesville