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Personal Banking
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Money Market
Personal Money Market Account (Apply Now)
Want to earn a higher rate of interest than our regular savings but maintain quick and easy access to your funds? Our Personal Money Market accounts allow unlimited in-person transfers or withdrawals, or up to six third-party transactions per month, three of which may be by check, debit card or draft. You'll earn market rates, calculated and compounded daily, and credited to your account monthly.
Benefits for this account include:
- Interest-bearing account (Click here to see rates)
- Minimum balance to open - $1,000
- Maintain a minimum daily balance of $1,000 or a minimum average daily balance of $2,000 to avoid monthly service fees
- If minimum balance requirements are not met, a $10 monthly service fee will be charged to your account
- Unlimited over-the-counter, in person transactions
- Limited to 6 transfers per month on 3rd party items with no more than 3 by check, draft, debit card or similar order
- A debit items charge of $5 per month will be assessed for each check or debit card transaction in excess of three during a month and a debit item charge of $5 per month will be charged for each telephone transfer, ACH or EFT debit and wire transfer in excess of six per month. No item will be assessed this fee twice
Premium Preferred Money Market Account (Apply Now)
Looking to earn premium rates on your money market account? Open a Premium Preferred Money Market account and watch your interest build. Third-party transfers are limited to six per month in order to avoid fees. By opening this account, you become eligible for the many benefits of our Premium Account. A minimum of $50,000 is required to open the Premium Preferred Money Market account, and as a minimum balance to avoid monthly fees in the Premium Account.
Benefits for this account include:
- Interest-bearing account (Click here to see rates)
- Minimum balance to open - $50,000
- Maintain a minimum daily balance of $50,000 to avoid monthly service fees
- If minimum balance requirements are not met, a $50 monthly service fee will be charged to your account
- Unlimited over-the-counter, in person transactions
- Limited to 6 transfers per month on 3rd party items with no more than 3 by check, draft, debit card or similar order
- Interest is calculated and compounded daily and credited to account monthly. A debit items charge of $5 per month will be assessed for each check or debit card transaction in excess of three during a month and debit items charge of $5 per month will be charged for each telephone transfer, ACH or EFT debit and wire transfer in excess of six per month. No item will assessed this fee twice
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Experience Personal Service
“We use Gainesville Bank & Trust for both our personal and business accounts. It works out very well. Having both accounts at the same bank just makes time-economic sense.”
B. Lee Hawkins, Jr., D.D.S, Gainesville
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