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Georgia Small Business Services
(Including SBA Loans)

Small Business Services

Our Georgia Small Business Development team works with small businesses on all types of needs for their small business including Small Business Administration loans otherwise known as SBA loans. Our Small Business staff will be glad to take their time to help you find the loan that fits your small business needs. Our team can help you with:
  • Remodeling an existing building
  • Refinancing existing loans
  • Purchasing real estate or materials for your business
  • Construction
  • Lot financing

Small Business Development Center Partner

In 2006, Gainesville Bank & Trust was proud to announce a new partnership with the Gainesville, Georgia office of the UGA Small Business Development Center. As the SBDC’s First Resource partner, GB&T is the preferred first point of referral for loan applicants looking to start or finance their small business. Some of the many loans that we help small businesses with include:
  • SBA Loans
  • Business Lines of Credit
  • Credit Card Services
  • Working Capital
  • Term Loans
  • Vehicle Loans
The Georgia Small Business Development Center (SBDC) is headquartered at the University of Georgia campus in Athens, and through partnerships with seven other universities and colleges in the state, the SBDC provides business consulting and continuing education opportunities to Georgia’s entrepreneurs.

Gainesville Bank & Trust is a proud partner of the Gainesville, Georgia office of the Small Business Development Center. Look for upcoming SBDC events sponsored by GB&T by visiting our News and Press section of our website.

SBA Statistics

The impact of small businesses on the Georgia economy cannot be underestimated. According to recent data from the SBA, small businesses account for 97.5% of all the businesses in Georgia and employ 43.5% of the state’s non-farm, private sector workers. Similarly for the nation, 99.7% of all businesses are defined as “small” (less than 500 employees) and they employ 50.1% of the nation’s workforce. Georgia is often cited in the popular press as well as academic publications as a leader in entrepreneurship.

For additional tools and services offered by the Small Business Administration, visit the SBA** site.
**GB&T does NOT endorse or guarantee search engine results or 3rd party sites. The products and services offered on 3rd party sites are NOT products of GB&T and are NOT insured by the FDIC.
 

“As owners of a small business, my husband and I do not have time to worry about our bank. A year ago, we realized we were doing just that. We had a long-standing relationship with another bank and realized we had to ask for services and attention. We made the change to Bank of Athens, a division of Gainesville Bank & Trust, and have been pleasantly surprised….I can easily get a very nice and helpful person on the phone to take care of my needs or I can visit the branch and know that the staff is truly happy that I am their customer.”
Kelly Blasingame, Quality Glass Company, Athens, GA

Business Development Team

Cindy Wilson
Vice President
Small Business Development
(678) 450-3397
Email Cindy

SBDC Assistance

Ron Simmons
Regional Director
UGA SBDC Gainesville, GA Office
(770) 531-5681
Email Ron

JC Smith
Business Consultant
UGA SBDC Gainesville, GA Office
(770) 531-5681
Email JC

SBDC Business Training

Eric Bonaparte
Minority Business Division Director
UGA SBDC
(770) 531-5681
Email Eric


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